Stripe Fee Calculator New Zealand
Calculate Stripe fees for New Zealand businesses in NZD. See your net payout after fees — and what to charge to receive a specific amount after Stripe's 2.7% + NZ$0.30.
Stripe New Zealand Pricing 2026
Domestic NZ cards: 2.7% + NZ$0.30 · International cards: 3.7% + NZ$0.30 · GST 15% may apply
Include GST on fees (+15%)
GST-registered businesses can claim this back
Stop doing this manually in QuickBooks
Our free Stripe → QuickBooks converter takes your full Stripe CSV export and produces a QuickBooks-ready import file in seconds. Every transaction, every fee, every refund — correctly categorized. No signup. No data stored.
Try the Free Stripe → QuickBooks Converter →Free forever · No account required · Browser-side processing
Frequently Asked Questions
What are Stripe's fees in New Zealand?
Stripe New Zealand charges 2.7% + NZ$0.30 for domestic NZ cards (Visa, Mastercard) and 3.7% + NZ$0.30 for internationally-issued cards. American Express is also 2.7% + NZ$0.30 on the standard plan. These are Stripe's published rates for NZ accounts as of 2026.
Does Stripe charge GST in New Zealand?
Stripe's processing fees are subject to NZ GST (15%) for GST-registered businesses. GST-registered businesses can claim this back as an input tax credit. Stripe provides monthly tax invoices you can use for GST returns.
How do Stripe payouts work in New Zealand?
Stripe NZ pays out to New Zealand bank accounts in NZD on a 2-day rolling schedule for established accounts. New accounts start with 7-day payouts. Payouts use NZ bank transfers and typically arrive same or next business day after initiation.
How do I record Stripe fees in Xero New Zealand?
In Xero NZ, categorise Stripe fees as Bank Service Charges. Record the gross transaction as revenue and the Stripe fee as a separate expense. This ensures your GST is treated correctly and your P&L is accurate. Make sure your Stripe account in Xero is set to NZD.
What's the difference between Stripe NZ and Stripe AU fees?
Stripe NZ charges 2.7% + NZ$0.30 for domestic cards, while Stripe AU charges 1.7% + A$0.30. The percentage rate is 1% higher for NZ. Both have the same international card surcharge (+1%) on top of the domestic rate.