Stripe Fee Calculator
See exactly how much Stripe takes from every transaction — and what you need to charge to receive a specific amount after fees.
How is this calculated?
Stripe's standard rate is 2.9% + $0.30 per transaction.
Forward: Fee = (amount × 0.029) + $0.30. Net = amount − fee.
Reverse: To receive N after fees, charge (N + $0.30) / (1 − 0.029).
Rates shown are Stripe's published US pricing as of 2024. International cards add +1% (3.9% + $0.30). Manually entered cards are 3.4% + $0.30. Stripe may charge additional fees for currency conversion, disputes, or Radar.
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Frequently Asked Questions
What is Stripe's standard transaction fee?
Stripe charges 2.9% + $0.30 per successful card transaction in the US. For international cards, the rate is 3.9% + $0.30. For manually entered card numbers, it's 3.4% + $0.30.
Does Stripe refund fees when I issue a refund?
No. When you issue a refund, Stripe does not return the original processing fee. You lose 2.9% + $0.30 on every refunded transaction on top of the refunded amount. The true cost of a refund is the sale amount plus the original fee.
How do I calculate what to charge so I receive a specific amount?
Use the reverse calculator on this page. To receive $X after Stripe fees, charge: (X + $0.30) / (1 - 0.029). For example, to receive exactly $100, you need to charge $103.09.
How do Stripe fees work for subscriptions?
Stripe charges the same 2.9% + $0.30 per transaction for subscription billing. There is no volume discount at the standard tier. For high-volume merchants (typically $80K+/month), you can contact Stripe for custom pricing.
How do I track Stripe fees in QuickBooks?
Stripe fees should be recorded as a bank service charge or merchant fee expense in QuickBooks. Each payout needs to be split between gross revenue and the Stripe fee deduction. Our free Stripe → QuickBooks converter does this automatically.
What's the difference between Stripe's gross and net payout?
Gross is the total amount your customer paid. Net is what Stripe deposits into your bank account after deducting their processing fee. QuickBooks needs to record both: the full gross as revenue, and the fee as a separate expense.