Stripe Fee Calculator Canada
Calculate Stripe fees for Canadian businesses in CAD. See your net payout after fees — and what to charge to receive a specific amount.
Stripe Canada Pricing 2026
Domestic cards: 2.9% + CA$0.30 · International: 3.9% + CA$0.30 · HST/GST may apply
Include HST/GST on fees
GST-registered businesses can claim this back
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Frequently Asked Questions
What are Stripe's fees in Canada?
Stripe Canada charges 2.9% + CA$0.30 for domestic Canadian cards (Visa, Mastercard). For internationally-issued cards (non-Canadian), the rate is 3.9% + CA$0.30. American Express cards in Canada are also 2.9% + CA$0.30 on the standard plan.
Does Stripe charge HST/GST in Canada?
Stripe's processing fees are subject to Canadian HST or GST depending on your province. Stripe will apply the appropriate tax rate based on your business address. GST/HST-registered businesses can claim the tax back as an input tax credit. Stripe provides monthly invoices for this purpose.
How do Stripe payouts work in Canada?
Stripe Canada pays out to Canadian bank accounts in CAD on a 2-day rolling schedule for established accounts. New accounts start with a 7-day schedule. Payouts use EFT (Electronic Funds Transfer) and typically arrive within 1-2 business days of initiation.
Can I use Stripe Interac payments in Canada?
Stripe supports Interac for in-person payments via Stripe Terminal in Canada. For online payments, Stripe does not support Interac e-Transfer. Online transactions process through the card networks (Visa/Mastercard) at the standard 2.9% + CA$0.30 rate.
Is Stripe better than Square or PayPal for Canadian businesses?
Stripe Canada (2.9% + CA$0.30) and PayPal Canada (2.9% + CA$0.30) have identical rates for standard online card transactions. Square Canada charges 2.9% + CA$0.30 for online and 2.65% flat for in-person. Stripe has the best API and developer tools of the three.
How do I record Stripe fees in QuickBooks Canada?
In QuickBooks Canada, categorise Stripe fees as Bank Service Charges under operating expenses. Record the gross transaction amount as revenue, and the Stripe fee as a separate expense line. Our free Stripe → QuickBooks converter maps this correctly from your Stripe CSV export.