Stripe 1099-K Reconciliation Checker
What this tool does
This tool helps US merchants understand the gap between the gross volume reported on their Stripe Form 1099-K and their actual bank deposits. It reads your Stripe balance history CSV, calculates the exact totals for gross sales, fees, and refunds, and provides a clear reconciliation report so you can confidently file your taxes without overreporting income.
Get the result first.
Read the details when you need them.
Easily reconcile your Stripe 1099-K reported gross volume against your actual bank payouts by analyzing fees, refunds, and adjustments.
Stop doing this manually in QuickBooks
Our free Stripe → QuickBooks converter takes your full Stripe CSV export and produces a QuickBooks-ready import file in seconds. Every transaction, every fee, every refund — correctly categorized. No signup. No data stored.
Try the Free Stripe → QuickBooks Converter →Free forever · No account required · Browser-side processing
Frequently Asked Questions
Why doesn't my Stripe 1099-K match my bank payouts?
Your Form 1099-K reports gross payment volume before Stripe's processing fees and refunds are deducted. Your bank payouts are net of these fees and refunds, creating a significant gap between reported income and actual cash received.
How do I reconcile my 1099-K for my tax return?
You must report the gross 1099-K amount as your top-line revenue, and then deduct Stripe processing fees and customer refunds as business expenses on your Schedule C or corporate tax return to arrive at your true net taxable income.
Does this tool store my financial data?
No. The reconciliation calculation runs entirely in your browser. Your CSV file is never uploaded to any server, ensuring your financial data remains 100% private and secure.