How Much Does Stripe Charge?
See every Stripe fee in one place — cards, ACH, international, disputes, and more. Enter your transaction amount to calculate your exact cost.
On a $100.00 us card (visa, mc, amex, discover) transaction
−$3.20
Stripe takes
$96.80
You receive
Effective rate: 3.20%
Complete Stripe fee schedule (2026)
Volume discounts available above ~$80K/month. Contact Stripe sales for custom pricing.
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Frequently Asked Questions
How much does Stripe charge per transaction?
Stripe charges 2.9% + $0.30 per successful card transaction for US businesses on the standard plan. On a $100 sale, Stripe takes $3.20 and you receive $96.80. For international cards (non-US), the rate is 3.9% + $0.30.
Does Stripe charge a monthly fee?
No. Stripe's standard plan has no monthly fee, no setup fee, and no minimum transaction requirement. You only pay when you successfully process a payment. Some advanced Stripe features (Stripe Billing, Stripe Radar Advanced, Stripe Tax) have additional costs.
How much does Stripe charge for ACH bank transfers?
Stripe charges 0.8% for ACH direct debit payments, capped at $5.00 per transaction. This makes ACH significantly cheaper than card payments for large transactions — a $1,000 ACH payment costs only $5, versus $29.30 for a card payment.
How much does Stripe charge for refunds?
Stripe does not charge a fee for issuing refunds, but it does not return the original processing fee either. So if a customer paid $100 and you refund them $100, you lose the $3.20 processing fee permanently. Your net loss is $3.20 on top of the refunded amount.
How much does Stripe charge for disputes/chargebacks?
Stripe charges a $15 dispute fee when a customer files a chargeback. If you win the dispute, the $15 is refunded. If you lose, you pay the $15 plus forfeit the original transaction amount and processing fee. Using Stripe Radar can help reduce dispute rates.
Does Stripe charge more for larger transactions?
No. Stripe's 2.9% + $0.30 applies to every transaction regardless of size. However, the fixed $0.30 component means the effective rate is higher on small transactions. On a $1 transaction, the effective rate is 32%, while on a $1,000 transaction it's just 2.93%.