Stripe Fee Calculator Australia
Calculate Stripe fees for Australian and New Zealand businesses. See your net payout in AUD or NZD — and what to charge to receive a specific amount after fees.
Stripe Australia Pricing 2026
Domestic cards: 1.7% + A$0.30 · International cards: 3.5% + A$0.30 · GST may apply
Include GST on fees (+10%)
For GST-registered businesses — you can claim this back as an input tax credit
Stripe AU/NZ full rate table
| Card type | Rate | Fixed fee |
|---|---|---|
| AU domestic (Visa/MC) | 1.7% | A$0.30 |
| AU international card | 3.5% | A$0.30 |
| NZ domestic (Visa/MC) | 2.7% | NZ$0.30 |
| NZ international card | 3.7% | NZ$0.30 |
| AU ACH/BECS direct debit | 1.0% | A$0.30 (max A$3.50) |
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Frequently Asked Questions
What are Stripe's fees in Australia?
Stripe Australia charges 1.7% + A$0.30 for domestic Australian cards (Visa, Mastercard). For internationally-issued cards (non-Australian), the rate is 3.5% + A$0.30. These are Stripe's standard published rates for Australian accounts as of 2026.
Does Stripe charge GST in Australia?
Stripe's processing fees are subject to Australian GST (10%) for Australian businesses registered for GST. This means the effective cost is 10% higher than the published rate. Stripe provides a monthly tax invoice that GST-registered businesses can use to claim the GST back as an input tax credit.
Is Stripe available in New Zealand?
Yes. Stripe NZ charges 2.7% + NZ$0.30 for domestic New Zealand cards and 3.7% + NZ$0.30 for international cards. New Zealand accounts settle in NZD. This tool includes NZD as a calculation option.
How do Stripe payouts work in Australia?
Stripe Australia pays out on a 2-day rolling schedule for established accounts. Payouts go to your Australian bank account in AUD. New accounts start with a 7-day schedule. Stripe uses the NPP (New Payments Platform) for fast bank transfers.
How do I record Stripe fees in Australian accounting software?
In Xero (the most popular Australian accounting platform), Stripe fees should be categorised as Bank Charges under your expenses. Record the gross transaction amount as income, and the Stripe fee as a separate expense. Our free Stripe → QuickBooks/Xero converter handles this mapping automatically.
Is Stripe cheaper than Square or PayPal in Australia?
Stripe Australia (1.7% + A$0.30) is generally cheaper than PayPal (2.6% + A$0.30 for standard cards) and competitive with Square (1.9% flat for card present, 2.2% for online). For international cards, all three are similar. Stripe has the most developer-friendly API of the three.