Stripe Currency Conversion Calculator
Calculate the true cost of charging in a different currency on Stripe, including the 1% conversion fee on top of standard processing fees.
International card? (+1%)
Card issued outside your account country
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Frequently Asked Questions
What does Stripe charge for currency conversion?
Stripe charges an additional 1% on top of the standard processing fee when you charge in a currency different from your settlement currency. For example, a UK business (settling in GBP) charging a customer in USD would pay the standard card rate plus 1% for the conversion.
How do I avoid Stripe's currency conversion fee?
To avoid the 1% conversion fee: settle in the same currency you charge in, use Stripe's multi-currency settlement feature to hold balances in multiple currencies, or use Stripe's presentment currency feature to charge customers in their local currency while settling in yours efficiently.
Does Stripe use the real exchange rate?
Stripe uses a rate close to the mid-market rate but adds a 1% conversion fee. The exact rate is set daily by Stripe. For large volumes of currency conversion, this can add up significantly — which is why many high-volume merchants use separate FX services.
What currencies does Stripe support?
Stripe supports 135+ currencies for presentment (charging customers). Settlement currencies — what you can receive in your bank account — depend on your country. US accounts settle in USD, UK in GBP, EU in EUR, etc. Check Stripe's documentation for the full list.